[suralil]

I can't even tell you how "annoyed" we were when we got wind of this. It really is important to us to not charge individuals for the basic HSA. We will be coming out with investment capabilities at the end of Q2. Stay tuned for that. And for full transparency, since that is a premium feature, we will charge individuals for that ability, however our fees for that will be in-line with how the current industry prices it. If you don't want investment capabilities, your HSA is 100% free with us.

[mgkimsal]

And someone will, at some point, point out how 'annoyed' they are at your 'premium feature' fees, when vanguard has much much much lower fees, and most or all of the functionality you'll have developed. or... maybe your plan is to just acquired by vanguard? (I say this not as a vanguard user, but someone who is aware of just how low their fees are relative to most other places, though fidelity is catching up in a lot of areas).