[ubernostrum]

Cruft picked up from the W2 model and is not benefiting either the company or the caregiver

Yes, I imagine those poor, hapless caregivers saying things like "My lifelong dream has been to work 80 hours a week with no overtime and no health insurance, and this damn nanny-state government is getting in the way of my achieving it!"

There's a reason why the 1099 racket is getting shut down, and it's because abused and exploited workers don't have that as their lifelong dream.

[tejaswiy]

This does not include the health insurance / overtime payments. The 28% is vendor fees, onboarding and recruiting costs.