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by jrs235 3404 days ago
> If your tax rate will remain the same for withdraw as it does now, it doesn't really matter since the after tax value is the same whether you take out taxes now or later (i.e., tax_rate x (principal^gains) = (tax_rate x principal)^gains.

I would split 50/50 in this case to hedge against what and where tax rates/brackets might be in retirement.