Hacker News new | ask | show | jobs
by super_melon 3405 days ago
Couple of questions:

1. What exactly is Creedy's business model? You claim on your website that you charge zero fees, and digging around the FAQ reveals no other charges or figures, so I'm a bit curious as to how Creedy generates revenue.

2. What makes you standout from the throngs of P2P lenders in India? As I understand it, companies like Lendbox and Faircent pretty much offer the same service as you guys, plus already have an established user base, so why should I use your service?

P.S. Are you hiring interns?

1 comments

1. Our pricing is mentioned here (https://www.credy.in/pricing). We believe that using automation and analytics well can contain costs significantly, and we being a marketplace model, can benefit from a lot of leverage in order to make more revenue with less per unit costs.

2. Trust is a pain point that we solve by ensuring end-to-end linking with Aadhaar. We also provide investment recommendations in order to minimise portfolio risk.

Interns - we would love to have a chat, drop us a mail at careers@credy.in mentioning this conversation. Thanks!

Yep, just emailed you!