The site looks mostly OK under Firefox, but the <canvas>es are rendering at (I believe) 50% of their intended height. This results in graphics on there being smudged and distorted, looking twice as wide as they should be.
I'm on a HiDPI/Retina display, for what it's worth.
Like we described earlier, it was test data. Here is the dashboard for your reference (https://www.credy.in/investor_Dashboard) Apologies for the confusion.
Thanks for feedback. We are working on website along with rolling out new features. The dashboard page you saw was a mockup that was for testing (hence had all numbers as 18). We are fixing it, thanks for pointing out.
I meant 18% default rates, not interest rates. But I'm still surprised there are 18% interest loans in India even though I was aware of the going 8~9% CD rates (am Indian).
The rates depend on the credit quality of the borrower which depends on their financials, credit history and income.
Rates can be much higher in informal lending space (I have myself heard cases of more than 70% annualised rate, charged over a smaller duration). Borrowers in that space can benefit by moving to a more efficient platform like Credy.
Thanks for the comment! The loan interests vary as per type, for example home loans are very long tenor, lower rate and collateralized. For personal loans the rates are typically on the higher side. We offer loans starting from 12%
I'm on a HiDPI/Retina display, for what it's worth.