[imbeau]

It's easy to blame the people who can't afford to pay their bills but it misses the point.

First, someone who misses their car payment shouldn't find themselves in physical danger. Having your car shut down while it is running is incredibly dangerous and unjustified.

Second, most of these people are being preyed on by lenders who know they cannot pay the loan on their car. The business model is no longer helping someone find a vehicle, but rather renting them a vehicle in the short term and expecting them to default so you can sell the same car over and over again.

It's much easier and more comforting to blame the victims of this fraudulent business model than it is to examine and fix the underlying issue with predatory loans in this country.