[resfirestar]

With how much adjunctization stands to save universities, I doubt software licenses are even on the radar for administrators. And if you don't want to piss off the tenured faculty while trying to shut down unionization, don't tell them to cut back on the books and software.

>If we had no federal student loan program...

Not a silver bullet. How sure are you that private lenders wouldn't fill the void with higher interest loans that people would still be willing to take? There are already examples of more "creative" financing schemes like income sharing, which could certainly expand as well if the more attractive federal loans disappeared. Demand for college degrees stays sky high whatever you do.