[lhopki01]

While I agree that buy to let inflates prices a tiny bit the biggest issue is still lack of supply. For all the cheap credit out there many can still not get a house. It's not that they can't afford to pay the mortgage (often mortgages are cheaper than renting) it's that they can't get a mortgage big enough because you can only get a mortgage at 5 times your salary.

In the best case if developers were forced to build once they had planning permission rather than sitting on land and the government built houses like it used to the problem would be mostly gone within a decade.