[mgkimsal]

I think - hope - we see a crackdown from insurance companies as airbnb-style sharing becomes more common. They should have more data as to accidents/claims/etc. This is part of the 'free market' wrt sharing that hasn't really played out yet. Most people renting out their house are not telling their insurance companies that they're effectively running a business from their home, and this will effect claims/premiums.