[onion2k]

That might work for some people but in my case having enough cash to burn for a year of runway was a significant contributing factor to why my startup failed - it took focus away from getting traction. We spent too long making our product "perfect" because we didn't need to be out there selling right away. Having no money makes you pick up the phone, which puts you in front of customers getting feedback. By the time we started hustling we'd built the wrong thing (well, the right thing to fix the pain we wanted to solve, but the wrong thing for our market), and it was too late to rescue the company.

My advice, if you can do it, would be to start now rather than saving up to give yourself a year of cash in the bank. It's harder but that's not always a bad thing.