[hashin]

One reason why the poor stay poor is that they simply don't know how to spend money. Financial literacy doesn't penetrate well into India's rural poor because of the lack of quality education.

Another big problem is the gender inequality prevalent in the nation. This will simply lead to income getting concentrated at the hands of the male head of family. Buying nutritious food (which govt is directly providing as of now) or educating girl child (govt subsidise it as of now) may not be his priorities, not out of malice, but simply because he doesn't know about it.

Superimpose the corruption and caste dynamics, where wealth transfer has to go through a bureaucratic sieve that is dominated by upper caste or privileged Indians. The atrocities we hear from the average govt. office are gruesome because majority of govt employees simply doesn't understand the plight of the poor Indian.

To make an understanding for Indians and others, I will suggest the book "The Feast of Vultures" a book that metes out excellent objective treatment to the state of govt affairs in India. It is penned down by a veteran journalist named Josy Joseph. If we start to appreciate how this huge system that thrive in chaos, you will almost instantaneously pick up why this won't work. I am not going to the objective arguments for UBI even given a perfect system to disburse it. This won't work for India.