[sean_appleby]

I'm not at all an expert, but from my limited perspective this looks like a problem that blockchain could potentially help with in the future.

It seems like someone could implement an open source system of smart contracts that automatically pay out healthcare costs and distribute expenses in a transparent and agreed upon way. The organization could have an extremely decreased overhead compared to a physical company because it would need almost no staff or infrastructure, and if everyone can see the source for how money moves as well as the distributed ledger for how spending works it would be highly corruption resistant while still allowing for security of doctor-patient confidentiality due to the encrypted nature of blockchain.

Of course it would by default being extremely susceptible to external abuse, would have a ton of complexities in interfacing with the healthcare system, and wouldn't be viable until/unless blockchain and related tech matures and gains mass market acceptance.

I could be totally wrong about the approach, but I'm really hopeful for the tech world to be able to make a dent in this mess. Hopefully some people with more experience have better ideas.