[throwaway160303]

I understand. But understand that from their perspective, as a business deciding whether or not to stay in a particular market, it's also not their problem. They're going to act in their own interest; if the incentives are aligned as they are, the resulting behaviors shouldn't be surprising. Whether they should be condemned or whatnot is perhaps something interested people could debate, but interested they are not.

And, with a $2.2m settlement, the incentives are still solidly weighted towards behavior like this.