[gremlinsinc]

One thing I would like is a specifically 'contractor' umbrella corp/union hybrid--you work for the corporation... but you VOTE on how much the CEO/Board can take home - and you pay dues/etc.. to be officially an employee on paper only -- so that the umbrella corp can collectively bargain for decent healthcare/dental/etc --and other benefits AND -- say you just started contracting 6 months ago...well you have to wait 2 years to get a mortgage.. if you're an employee that wait time is only 6 months.. and probably other benefits of being an 'employee'...

You could sync it up w/ your bank account so it'll have a paystub record that takes your contractor earnings and puts all that as payments..or something not sure on legalities or specifics but having just started working from as a self-employed contractor and my wife just getting laid off finding getting mortgages and healthcare is a PAIN IN THE ASS!