You're conflating a few different plans here -- "Standard" and "Advanced" are for teams only (minimum of 5 people). The only paid plan available for individuals is "Pro", which no longer offers TFA.
Hmm, I have no idea then. I just renewed my $99 personal account a few weeks ago. Not a business account from what I can tell. Invoice: http://imgur.com/eUpsaem
http://imgur.com/a/O8B1q
[Edit: fixed link]