[johndbeatty]

Note this is in Canada -- unfortunately there's still a lot of Offline Plaintext PIN cards there. See CreditCall's blog on the subject: https://www.level2kernel.com/blog/2012/02/sda-and-plaintext-...

[redbluff]

Thanks for this - I was wondering how they got the PIN considering plain text offline PIN has been deprecated for years. My understanding is that the liability shift is in effect for plaintext PINs, but maybe not in the NA/Canada region.