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by coredog64 3440 days ago
France doesn't offer "free healthcare". If you go to the doctor on an outpatient basis, you pay for the visit up front* and will be reimbursed 80% of the reasonable and customary charges. If you need to go to the hospital, then you're not paying anything. Medicine is reimbursed at a lower rate with it's own plusses and minuses: Many items that would be over the counter in the US require a prescription (e.g. lactase enzyme). So it's a hassle to get it, but you'll also get reimbursed for it if you need it.

The schools are good, but they are also going to be very hard on your kids unless they are very young. Homework volume is high, and my own cynical view is that at least part of it is training kids for the experience of dealing with the difficulties of filling out lots of paperwork and dealing with the French civil service.

Source: Worked for two years in a French overseas territory.

The indigent and extremely poor have special programs whereby they are exempted from this. *You can buy additional insurance that will increase the coverage to 100% and/or remove the need to pre-pay. That comes with the tradeoff of having to use the provider network that the insurance company has (a la US healthcare).

1 comments

An important point you seem to be missing, is that stuff that are not free but deemed a necessity (e.g.: family doctor consultation, drugs...) are capped. What they are allowed to charge at most is decided by law (in exchange, they get to control how many people gets to go to (~free) Medical School every year -- it's far from ideal, but not a terrible balance).