[jessaustin]

While I'm sure you've ridden lots, if you experiment a bit and try different braking techniques you'll learn how much more effective the front brake is. In fact the famous "fear of endo" is actually just a symptom of this: when the bike stops suddenly rather than slowly, some riders find they don't have their COG positioned far enough back to stay over the stopped bike. One never gets that with a rear brake, because as soon as the COG starts moving forward as it must when the bike slows, the rear tire rises off the ground and the rear brake no longer helps. On steeps, I often have my stomach rather than my butt on the saddle, because I want to be able to stop quickly without flipping.

I've actually faced the "child jumping out from behind a parked car" before, and I passed that test. When I jammed hard on both the front and rear, both tires locked, the rear tire swung around the side until even with the front (at that point it was no longer behind the COG so it rotated down instead of up), and I twisted my back foot to unclip and stomp. I looked at her, she looked at me, then she ran on across the street. Glad I wasn't driving a car!