[jbscpa]

Tunesmith

You say: "It's a race to the bottom in terms of regulation"

Consider your assumption that regulation is good. In point of fact pernicious and arbitrary regulation within states brought us as a nation to this desperate situation.

You say: "To the point it is not even actually seen as a viable option"

Check your prejudice at the door and look at reality. You may need to understand markets and human nature more clearly. You may "see" and understand other, better options.

[Blackthorn]

We "see" and understand exactly what happened when this exact thing happened to credit cards and it universally sucked for the consumers.

[fattire]

What's the desperate situation you're referring to w/regard to health care? Do you mean the imminent dismantling of the "pernicious and arbitrary" system which brought 20 million people health care who didn't have it previously, saving untold thousands of lives per year?