[vinay427]

Google Wallet definitely had problems, but it is worth noting that it was also launched years ahead of Apple Pay when NFC payment systems in most countries was more limited. Android Pay, launched after Apple Pay, works similarly well in my experience so at least we finally have decent smartphone adoption of NFC payments.

[dkonofalski]

And maybe that's exactly where Apple shines... they wait until they can get the tech to a place where it's usable and accessible. Android Pay and Google Wallet were both ahead of their time but, unfortunately, to their detriment.