[cylinder]

This is why I can't be self employed. The situation is out of control. That's the rate for the small local carriers too with poor provider networks. The major carriers such as United go for $2,000/mo.

Don't forget the 30% coinsurance after you get past that deductible!

[gaelenh]

I don't understand the subsidies at all. In 2015, ACA gave people waivers (no penalty!) if the minimum insurance was more than 8.05% of household income. The minimum plan for a family in NYC on the NY Healthcare Exchange is $12,500/year. Self-employed families making less than $147,000 and more than $60,000 (I think that's where subsidies cut off) are overlooked and left without a safety net.

[sharemywin]

It's like that everywhere. family plan at my work or through exchange is like 17.5k before they pay out dime one.