[dispose13432]

That's why insurance isn't the end-all/be-all.

They've got enough money out of insurance to build themselves a new satellite, the problem is that they need that satellite yesterday, not today.

On the other hand, SpaceX isn't living off poor blokes who were hoodwinked by a starry-eyed agent. Their customers are professionals with lawyers and accountants taking care of things, so I don't feel that SpaceX is particularly unethical.