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by kogepathic
3466 days ago
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> Why's it such a huge deal if your credit card gets compromised? Because it's a pain in the ass. You have to spend time with the bank to dispute the charges and get the card replaced. It's also extremely common to get a new card number when they issue you a new card. So all the companies that have your card saved, won't be able to charge your card anymore. And you might say "well surely it isn't that many sites" but it's still an effort to change your card details everywhere. Then there are the "important but infrequent" charges, like a domain name renewal. If your card is cancelled and you forget to change your saved card, you'd better be attentive to the renewal notice or you'll lose your domain name. I don't get why more banks don't let you generate a unique card number per merchant so if it's compromised it affects at most one place. |
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A lot of them do. Here are some examples:
https://www.cardbenefits.citi.com/Products/Virtual-Account-N...
https://www.bankofamerica.com/privacy/accounts-cards/shopsaf...