[mulmen]

I went to school in Idaho and paid in-state tuition at a state school so my education was not excessively expensive. I worked part time during the school year and full time in the summers. I still graduated with 25k in student loan debt. I don't think what you are suggesting is possible for everyone.

I spent my first couple years trying to go the no-debt route but quickly realized it would take me 8+ years to graduate.

[twoquestions]

:s/Idaho/Ohio, and you'll have my story. I also lived at home for the first two years, but I was dumb at saving money, so it was a wash.

[mulmen]

I lived with my parents for a couple years and then spent some time in the dorms before getting an apartment for a few hundred dollars a month. Living closer to campus was worth every penny but it also meant I couldn't finish school without debt.