[drvdevd]

I think this is probably correct, actually.

That and the mass adoption of cheap, handheld, and powerful computers with easy user interfaces and lots of short range wireless peripherals...

Imagine being able to pay your bar/coffee/restaurant/hotel tab with NFC or something, exchanging whatever virtual currency units, as an expected social norm.

[icebraining]

I can already do that with my contactless debit card. That's not an advantage of Bitcoin.

[drvdevd]

The point isn't the just the payment mechanism but the network it connects back to plus the payment mechanism.

[edit] to clarify: if vendors actually accepted (something like) bitcoin at restaurants or wherever, this would cut out the banking middle man entirely. Also we already collectively have the tech to do this now.

[mywittyname]

These vendors still need to access fiat currencies to pay wages, rents, taxes, suppliers, etc. Until workers, landlords, governments, and suppliers begin accepting BTC, there's no incentive for vendors to take on the risks of accepting BTC.