[ekanes]

You're thinking about it a little bit backwards. Don't let the fear of giving up 3% stop you from focusing on the 97% you do get! :)

[zefhous]

You're right to a degree, but don't you wish there was another way?

The entire online industry and everyone who takes credit has to hand over %3 to credit card processors, who take money from both sides of the transaction.

It just sucks, that's all I'm saying. I wish there was a better way...

[encoderer]

And if you're a consumer like me, you don't have a card in your wallet that's not paying you 2% cashback rewards.

Every merchant I visit is giving me 2% off with Visa and a bank in the middle to make sure of it.