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by ghaff 3481 days ago
Most companies offer employees a bundle of benefits that have a lot of different pieces. I'm sure that, if any individual employee were designing the bundle specifically for their own maximum benefit given a specific $ pool of money, it would look quite a bit different from the one that's actually offered.

Some people would be happy to forgo benefits like life insurance. Some will want the maximum 401-K matching while others don't contribute enough to take full advantage. People trade off vacation time and salary differently.