[lcmatt]

Or you just mishandle your devices. Never had a case/screen protector or anything on every device I've ever owned and they're all still spotless (my iphone 6 is 2 years old and I still get comments regarding how new it looks).

Look after the device and don't go throwing it around.

[intrasight]

Sure. But my point is that "accidents" happen. Would you choose not to have health insurance because you never "mishandle" your body?