[superuser2]

Then those (like rent, as I mentioned) are the much more compelling arguments.

If I'm unable to work for months, I'll have to draw down my emergency fund (probably move somewhere cheap to slow the burn rate). If in Europe I don't have to save for this, and can freely spend all of my paycheck, then that's a huge benefit. Ditto with retirement, which takes ~15% off the top of American salaries (unless you are irresponsible or in crisis so not saving for it).

Preschool is a valid point; moving to a good neighborhood is captured in rent.

I'm just saying healthcare and education aren't the interesting arguments. Housing costs and socialized savings plans are.