[gumby]

If you mean "shared vehicles" by the Uber/Lyft model, I agree. If you mean "shared" as in a fleet, well, Daimler Benz probably has a better balance sheet than you do, and can borrow at prime.

I feel the same way about housing stock, BTW; the US model of home ownership only works because it is heavily subsidized by the federal government as a longstanding matter of policy (not counting the tax deduction for interest which simply preys upon people's financial ignorance). Almost everyone in the US would be better off it a set of large companies/REITs owned the majority of the housing stock and most people rented.