[negamax]

I don't personally see anything wrong with these remote, screen based, assessment requirements. These are to curb any chance of cheating. If we focus on reason instead of jumping the gun to privacy violation.

Coming to your question. First question is easy. In a business environment, subjected to international rules and regulations; ethics are a priority. Second one not so. Kind of similar to when does it become acceptable to rob someone if robber can't make ends meet. Depending on jurisdiction; court will decide level of leniency.