[dangerlibrary]

I won't copy my entire comment, but right here I lay out the math on why student loan forgiveness goes largely to those getting very expensive terminal professional degrees. Do you consider those going into medical school to be irresponsible people?

https://news.ycombinator.com/item?id=13070754

[yummyfajitas]

That's interesting. No, I guess that those folks (who do have the ability to pay back their loans) aren't irresponsible.

They are just being subsidized at the expense of folks who are (over a lifetime) much poorer than they are.