[CarpetBench]

Really interesting that so many people went straight for the "welfare queen" of this current economic specter (s/"welfare queen"/"art therapist") while ignoring this.

I mean the article all but says this ("critics.. say the income-based repayment program... instead bestows big benefits on those who... earn high incomes").

I guess history does repeat itself.

[dangerlibrary]

Yep. Income based programs are almost exclusively for those with more than 40-50k in debt, and are most beneficial/costly for the government for people with far more than that. The average college student graduating with less than $20k in debt should not even bother enrolling - they won't see a dime.