[evilDagmar]

Unfortunately, it's not the target. The target is, as has been stated multiple times, people who are incredibly, irretrievably indebted with no hope of paying the money back, because the colleges with the relevant programs cost far more than someone who obtained the resulting job (or wasn't able to find one) can ever afford to pay back.

Being that student loans in the US are _no longer forgivable_ via bankruptcy or any other means, these student loans are essentially a permanent debt the student will never be free of otherwise, and bear more than a passing resemblance to a class of indentured servitude. Such things are not what any reasonable person had in mind for America.

[yummyfajitas]

Taking out a loan you don't realistically have the capacity to pay back is irresponsible. This scheme is nothing but privatized success and socializing failure.

If you want to fix the problem, stop subsidizing the loans and allow these colleges to die, shrink or reduce costs.

[CoryG89]

> Taking out a loan you don't realistically have the capacity to pay back is irresponsible.

The loan provider is in a much better position to know who will and will not be able to pay back a particular loan.

> If you want to fix the problem, stop subsidizing the loans and allow these colleges to die, shrink or reduce costs.

Perhaps this is better, but seems unrealistic.

[yummyfajitas]

The loan provider is in a much better position to know who will and will not be able to pay back a particular loan.

They have no reason to care since the government backs the loans.