Both Stripe and Braintree are priced at 2.9% + $0.30/transaction. If you're doing any notable amount of volume, you can do much better...closer to 2%.
PaypalPro used to automatically give you lower rates, down to 2.2% + $0.30, at volumes well below what Stripe requires to "contact sales" and get a discount. Last year, they eliminated that, and went to the 2.9% + $0.30.
It seems you have to get your own merchant account, and use something like authorize.net now to get decent pricing.
You seem to have a strong user experience when it comes to payment. I am currently working in this space and it would be great to share some insights. Happy to discuss if you want, email is my in profile.
Authorize.net (unlike Stripe or Braintree) will also allow to obtain your own merchant account, at whatever rate it charges you, and use their payment gateway. In that case, they do not charge the 2.9%.
Seamless Paypal integration. Paypal is very popular across Europe (and the world), and many prefer to use it over credit and/or debit cards (these payment methods aren't universally popular).
Some people don't WANT PayPal. I had a bad experience with an eBay /PayPal charge back scam 5 years ago. I.e. freezing of my entire account and no human to find to unfreeze it.
I will never accept PayPal for the rest of my life.
yeah, braintree only has a potential benefit over stripe once you're forced to start caring about conversions & breakages (countries that expect to use PayPal, old people who trust the brand, etc)
Both Stripe and Braintree are priced at 2.9% + $0.30/transaction. If you're doing any notable amount of volume, you can do much better...closer to 2%.
PaypalPro used to automatically give you lower rates, down to 2.2% + $0.30, at volumes well below what Stripe requires to "contact sales" and get a discount. Last year, they eliminated that, and went to the 2.9% + $0.30.
It seems you have to get your own merchant account, and use something like authorize.net now to get decent pricing.