[fnj]

The difference is that you can get an honest 3.5% fixed APR on a 30 year mortgage, but nothing close to that for a car loan, unless it is a subsidized scam.

[nommm-nommm]

Where? In the United States if you have great credit you can get a car loan for under 2% APR in the US for a new car. Under 4% for a used car.