[nickez]

The standing joke here is that Germany is a "developing" country when it comes to payment. 10 years ago it would even be difficult to pay with an international credit card.. In Sweden bank transfers are immediate if I use "Swish" and I use cash maybe once a month.

[kwhitefoot]

Here in Norway I use cash only at a loppemarked (literally flea market but generally in support of a charity, the local brass band, or sports club). Even these now have payment terminals more often than not, just not enough to go around so it is still quicker with cash.