[bsenftner]

In this respect, the FTC has failed 100% in their mission. Normal, non-tech consumers cannot use the Internet without falling prey to the outlaw landscape that is the WWW.

I think you need to explain to them that the Internet is too much like the Wild West, and they need to stick to trusted web sites, as their "sight" is not tuned to see the dangers. Leaving them too scared to randomly surf might not be a bad thing, in this situation. I have the same type of situation with my 85 year old mother. She is somewhat tech savvy, but not enough. Her browser has every possible 3rd party toolbar, no matter how much I educate her on the situation...