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by existencebox 3512 days ago
Hey; honest question for you (don't mean this in the pejorative sense)

How much does that cost you on a month to month basis? I have no point of reference due to living out in the burbs but my knee jerk is "jesus that must cost so much overhead" and I'd like to see if that's a false assumption or not.

For level playing field/full disclosure, my list looks something like: 1. Car costs: ~40$/month for gas (mostly bus), 20k amortized over 10 years of ownership ~160$/month (assuming no major maitanance, given how little I drive) 2. Clothes: ~20$/month (assuming I spend <100$ yearly on clothes which is probably accurate, probably avg. 1 pair of shoes + one full outfit a year, and that's likely a high estimate) 3. Washer/dryer: This one is hard since it's merged with the water/power bill, but as a point of reference I pay about 100$ water and 120$ power monthly for a 3b2b house. 4. See above re: utilities, food probably comes to ~200$ per month buying at costco (two trips monthly of ~150-200 each for the wife and I) 5. Cleaning: "free" (time isn't free yadda yadda)

All together probably between 650-700$ monthly on non-mortgage necessities, the largest portions of which are car+utilities+groceries in relatively even thirds, which is a hard bar to push lower for me so I'm looking for ways to be creative. :)

1 comments

1. Uber: ~$250-300 a month

2. Rent the Runway: $150 a month

3. Laundry: ~$40 a month + Dry cleaning (can be the in 100s)

4. Water is payed for by the building, electricity averages $100 a month.

5. Food: This one is tougher. If I order pad thai, I can eat it for two days and its $6 a day. If I order lobster pasta, its $40 and I eat it all right then! According to mint I spend $500 a month on average. But some of what I pay for is in cash so it could be more.

It's definitely not cheaper to live like this but it's much less friction! :)

thanks for the candid answer; I can certainly see the appeal, and the laundry bill is _surprisingly good_ + would add a big convenience factor too, that's one I might have taken up on if I were still in a city.

Food I can definitely see, and if I would splurge this is probably where I'd do it. Those uber costs though, - not having your own car as well seems like a much harder trade.