Hacker News new | ask | show | jobs
by Normal_gaussian 3514 days ago
So the risk of something happening is larger (but not quite 3x due to shared vulnerability and multiple event), however is risk of being locked and unable to function is significantly smaller as long as you can operate with the subset of accounts.

If you are in the position (like most) where all your account contents are guaranteed and the only thing you are hedging on is convenience vs risk of cashflow problems.