What's wrong with a Roth IRA? You withdraw the principal penalty-free at any time, and you don't pay taxes on the growth in retirement. You don't even have to invest it in stocks if you're risk-averse.
>What's wrong with a Roth IRA? You withdraw the principal penalty-free at any time
Yes, but you don't get to put it back in. If you take out, say, 20k, thats 20k of tax advantaged space you never get back. That being said, I max out my Roth IRA every year and consider the ability to withdrawl penalty free a last line emergency source of funds.
Yes, but you don't get to put it back in. If you take out, say, 20k, thats 20k of tax advantaged space you never get back. That being said, I max out my Roth IRA every year and consider the ability to withdrawl penalty free a last line emergency source of funds.