[fritzw]

All great points and true! The problem is PayPal hasn't been a great company to so many people their practices are abysmal. I've had my company account frozen more then once and it was a terrible experience and it's happened to lots of people. This is a company that makes a lot of mistakes and has bad judgement. They don't deserve my understanding. They haven't earned it. Other companies have.

But otherwise you are right. Less scrutiny more understanding so companies will be open and honest when they screw up.