[Scarblac]

In the Netherlands, I use cash for none of those. Well, for young kids. And _some_ street corner food, rarely.

The thing is that once almost everything is cashless, using cash for something becomes a burden. You need to get some from an ATM, pay with it, then you have change to carry with you. I don't have a wallet with space for cash anymore, so it's loose change in pocket, that I probably won't use for weeks. If there is a food stall around that does take cards, I go there.

In fact I'd probably do a bank transfer to the kid's father's account, and let them settle it with the kid's allowance or so.

[jimmywanger]

Sure. In the US, at least where I live, a lot of smaller restaurants don't take cards, as well as a lot of smaller non-chain neighborhood bars.

If you're paying cashless, the credit card processor and company is skimming a small percentage off the tips. With the razor margins in the hospitality/food industry, that 3% adds up to maybe your entire profit margin.

[Scarblac]

In the Netherlands credit cards also take a percentage like that, and that's why they're not accepted everywhere.

But Maestro and VPAY debit cards have a flat fee of something like 5 cents per transaction, less if your company does many.