[jcoffland]

Rewards are hoops CC card companies make you jump though to get some of your money back. Money you pay when vendors increase their prices to cover CC card fees.

[jrockway]

You pay the fees if you use this card, or indeed buy anything at all. So you'll want to get those rewards.

[madeofpalk]

And you pay a fee to cover those rewards.

[bpicolo]

That's not really at the behest of the credit card company, as I understand it.

[softawre]

My Citi card gives me 2% cash back on everything. It's a 1 button operation.

[raldi]

What fee?

[closeparen]

Yes, but opting out of rewards just leaves your money on the table.

[ch4s3]

Pedant rant/ That's not quite how pricing works. Firms will generally charge the highest price the market will bear. If the firm is already charging that price, demand decreases if the raise the price. Depending upon the price elasticity of demand, it may be a precipitous drop. The firm is more likely to just have diminished margins.

[darkstar999]

I don't know what credit card you have experienced this with, but with mine I just indicate that I want cash back in the form of statement credit and it's good to go. There are no hoops to jump through.

[Axsuul]

Consumers don't care about why things are the way they are.