[4ad]

I don't care about keeping my credit card safer that it already is. I am not liable for credit card fraud. In this insecure world we live in, I have not lost a single dime, nor any time, nor was I inconvenienced in any way by card theft. It's not my problem to worry about.

My debit card was skimmed once, a few weeks ago. The bank detected fraud, notified me that they sent me a new card, and I didn't lost any money. I only lost two minutes of my life while I was talking to the bank on the phone.

[Cyph0n]

I'm assuming you ended up with no debit card for a few days at least. That's a huge inconvenience in my opinion.

[4ad]

No, because I have many debit cards from different banks in order to have redundancy and increase availability when the bank's system is down, or a particular card simply won't work at some merchant, but other will (usually happens in the US with my European cards).

[tutts]

So the sites should drop the safety features because there exists a user who would not be personally inconvenienced by the theft of their credit card details?

[Cyph0n]

And that adds the overhead of managing multiple balances, fees, and credentials. You don't seem to be a typical bank user, so I'm still going to conclude that getting a credit/debit card stolen is a huge inconvenience.

[enraged_camel]

The biggest risk of credit card data being stolen is not loss of money, but identity theft.