[st3v3r]

If you're going to put your credit card in, then you are responsible for the account. If fraud happens on one account you are responsible for, it's not a stretch to believe that fraud could happen on other accounts you are responsible for.

[Arnt]

You're equating "paying for" and "responsible for".

[eridius]

Which is reasonable. If you pay for something, you generally are at least slightly responsible for it. Just because you don't want to be responsible for it doesn't mean you aren't.

For example, if I buy a car, hand the keys to a friend, and they go out and commit a crime with the car, I'm going to bet that I'm legally culpable in some fashion.

[Arnt]

I've bought a gift to someone almost every month for the past 40 years, and, eh, I'm responsible for that?

[st3v3r]

Not the same situation. You transferred ownership,and after giving the gift, your involvement was done.

[Arnt]

Are you saying that Bogdan did anything other than pay for the account? (Which seems a mite expensive, but I've given relatives more expensive things every year as far back as I can remember, so I'm not going to call that implausible.)

[0xmohit]

I buy a gun. Lend [0] it to friend. Friend goes on a killer spree.

Can I claim zero responsibility? No.

[0] The friend didn't steal the gun.

[LyndsySimon]

Legally, in most US states... it would be a stretch. The prosecutor would have to prove that the lender reasonably expected their friend to commit the crime.

FWIW, I've lent firearms to people on multiple occasions, sometimes for months or years at a stretch.

[st3v3r]

Yes, I am. If you're going to be the one with their card on the account, you're the one on the hook if something goes wrong.