[emp_zealoth]

Or, you know, take your fingernail and scratch the shit out of the stripe. Or play with some strong magnets. Or sand paper. Or... you get the point

[kbart]

Sure you could. But I'd like to have a backup options in case I end up in strange place that doesn't accept chip&pin or my chip is really broken while on travel. It could be opt-in, so in case I need magnet, I could call my bank and ask to enable it.