[abandonliberty]

Everything is a calculated risk. Your question is equivalent to asking a crashed driver how they could have been so reckless to drive that day.

In hindsight, we tend to fall into the trap that the actual outcome was the correct/fated outcome. That we should have predicted it and known better.

A weather forecast that posted a 5% chance of rain on a sunny day is not wrong. No matter if it rains or is sunny, the probability was still just 5%, but we often assume that if the forecast was "correct" it should be 0% or 100%. That's not how it works. A coin toss is always 50%, even after the fact.