[chestervonwinch]

Yes. There are financial incentives to go to community college, but if people made their decisions based solely on these, then no one would attend universities.

I'm not arguing for the status quo, but let's be honest about the current state of higher education in America: a ton of people have too much debt because of the pressure to attend a 4 year university. This pressure is usually of the form, "good education => good job". Moreover, "good" is often conflated with "expensive" or "prestigious" with regards to education, and conflated with "high-paying" with regards to a job.