[geezerjay]

> we start to believe that we are not by default worthy of living a good, joyful, care-free, abundant life.. unless it is "deserved".

That may be your own personal motivation, but it is far from a generalization or even shared by many people.

For instance, people do work to make a living. For some people, making a living means paying the rent and put food on the table. For others, it means affording luxuries and materialist goals. Most people do need to work to cover these expenses, and the higher they cost the harder they need to work for them. This is the norm.

Then there are also other motivations. Some people decide to become entrepreneurs not because they seek riches, but because they believe they are able to create something new, something that no one else can provide, and believe that they have an obligation to be a source of progress and push the world forward in their own personal way.